{"product_id":"wohnmobil-unfallgutachten","title":"Motorhome \u0026 Travel Trailer Accident Damage Appraisal","description":"\u003cp\u003eIn a damage claim, a motorhome is two vehicles at once: underneath, a base vehicle with a chassis, drivetrain and sheet metal body; above it, a habitation structure of bonded sandwich panels with a complete living interior. The two follow entirely different construction methods, different repair logic and different price lists. Anyone who lumps them together will regularly underestimate the loss. We appraise motorhomes, camper vans, over-cab models, A-class motorhomes and travel trailers after an accident, drawing a clean line between chassis damage and habitation damage. You receive a signed appraisal report with which you can quantify your claims against the at-fault party's liability insurer in full – from the sheet metal damage through the destroyed interior fittings to the travel time lost.\u003c\/p\u003e\n\n\u003ch2\u003eWhat the appraisal report covers\u003c\/h2\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eBase vehicle:\u003c\/strong\u003e damage to the chassis, axles, steering, suspension and sheet metal parts, plus a measurement where the impact has reached the load-bearing structure.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eHabitation structure:\u003c\/strong\u003e wall, roof and floor elements in sandwich construction, GRP outer skin, delamination, cracked bonded seams and distorted frame sections – recorded separately from the body damage and calculated separately.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eMoisture:\u003c\/strong\u003e measurement at wall joints, seams, roof vents, windows, service hatches and floor edges, because an impact can open a seal without anything being visible from the outside.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eFittings and onboard systems:\u003c\/strong\u003e kitchen unit, washroom, seating group, beds, gas system, water installation, leisure battery, solar system and awning. The fittings have a value of their own and are often the more expensive part of the calculation after an impact, because distorted furniture assemblies and displaced lines can rarely be put right individually.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTravel trailers in particular:\u003c\/strong\u003e drawbar, overrun brake, corner steadies, coupling and chassis frame as separate inspection points, since there is no drivetrain here but the towing connection does lie in the load path.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDiminished value and values:\u003c\/strong\u003e replacement value and salvage value on the basis of the motorhome market, including the layout variant and optional equipment, plus the market-based diminished value.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDowntime:\u003c\/strong\u003e a realistic repair duration taking account of appointments at specialist habitation workshops and parts availability, plus the classification of the season as a basis for loss-of-use compensation or a replacement motorhome.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch2\u003eHow it works\u003c\/h2\u003e\n\u003col\u003e\n  \u003cli\u003e\n\u003cstrong\u003eAppointment:\u003c\/strong\u003e you report the damage and we agree an inspection location – at the storage pitch, at the campsite, in winter storage or at the workshop, depending on whether the vehicle is still driveable.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eInspection:\u003c\/strong\u003e recording of chassis, habitation structure and interior, moisture measurement on the wall elements, photo documentation, and inspection of the fittings for function, mounting and hidden consequential damage behind panels.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eCalculation:\u003c\/strong\u003e repair route and costs separated by base vehicle and habitation structure, because an automotive workshop and a habitation workshop apply different rates and different work steps, supplemented by values, diminished value and downtime.\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eDelivery:\u003c\/strong\u003e you receive the appraisal report digitally, as a rule on the same business day once it is complete. On request, a copy goes directly to the insurer and your attorney.\u003c\/li\u003e\n\u003c\/ol\u003e\n\n\u003cdiv style=\"background:#e8f0fd;color:#132038;border-left:4px solid #1565d8;border-radius:8px;padding:16px 20px;margin:22px 0\"\u003e\n  \u003cp style=\"color:#132038;margin:0\"\u003e\n    \u003cstrong style=\"color:#0d3e8f\"\u003eOn the cost:\u003c\/strong\u003e\n    After a not-at-fault accident, the cost of the appraisal report is\n    generally borne by the liability insurer of the other party. On request\n    we bill that insurer directly, so that you do not have to pay up front.\n  \u003c\/p\u003e\n\u003c\/div\u003e\n\n\u003ch2\u003eFrequently asked questions\u003c\/h2\u003e\n\n\u003ch3\u003eWhy are the chassis and the habitation structure assessed separately?\u003c\/h3\u003e\n\u003cp\u003eBecause they have nothing to do with one another. Body damage to the base vehicle runs on automotive flat rates and sheet metal work; the habitation structure runs on the wall, bonding and sealing work of a specialist workshop. Only a separate calculation lets the loss be justified to the insurer in a way that holds up.\u003c\/p\u003e\n\n\u003ch3\u003eIs moisture checked even when nothing is visible from the outside?\u003c\/h3\u003e\n\u003cp\u003eYes, measuring the wall elements is standard practice for us. An impact can make a seam, a window or a roof vent leak without leaving a visible trace. Otherwise the consequential damage only shows months later, once the file has been closed.\u003c\/p\u003e\n\n\u003ch3\u003eDoes downtime in the travel season count differently?\u003c\/h3\u003e\n\u003cp\u003eIt is considered separately. A motorhome sitting in a workshop in July costs its owner a planned trip. We document the repair duration and the point in the season as a basis for loss-of-use compensation or for hiring a replacement motorhome.\u003c\/p\u003e\n\n\u003ch3\u003eDoes the appraisal report also apply to travel trailers with no drivetrain?\u003c\/h3\u003e\n\u003cp\u003eYes. On a travel trailer the drivetrain is absent, but we check the drawbar, overrun brake, coupling, corner steadies and chassis frame as separate points, since they lie in the load path of the impact. The habitation structure, moisture and fittings are recorded exactly as they are on a motorized vehicle.\u003c\/p\u003e\n\n\u003cp style=\"border-top:1px solid #dfe6f0;padding-top:14px;margin-top:24px\"\u003e\n  More on this in our guide:\n  \u003ca href=\"\/en\/blogs\/ratgeber\/wer-zahlt-unfallgutachten\"\u003eWho pays for the accident damage appraisal?\u003c\/a\u003e\n\u003c\/p\u003e","brand":"PKW GUTACHTER","offers":[{"title":"Default Title","offer_id":53451423580426,"sku":"GUT-WOM-UNF","price":0.0,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0958\/2732\/9290\/files\/image-b8a0774b-204e-4d0e-be1c-b9092cee2be2.png?v=1786477696","url":"https:\/\/pkwgutachter.de\/en\/products\/motorhome-accident-damage-appraisal","provider":"PKW Gutachter","version":"1.0","type":"link"}